ABC's of Homebuying - April 2019 (CANCELED)

PLEASE NOTE CLASS HAS BEEN CANCELED

The Houston Real Estate Association launched our ABCs of Home Buying Classes in 2005 and it has been a huge success.  We offer one of the only free Home Buying Education classes where each class participant receives a certificate that may help them qualify to obtain down payment assistance from HUD programs. Our class curriculum includes:

• Preparing to Buy a Home
• • Choosing a Realtor: Realtor’s role
  • Analyzing your finances: Budget, Savings needed, Monthly Payments
     
• Shopping for a Home
• • Your rights as a consumer: Deciding-Area, Size, Type of home
  • The offer: Inspections, Title, Closing Documents
     
• Obtaining a Mortgage
• • Credit, How to get approved, How underwriting works
  • Types of Loans: Arms, FHA/VA, Escrow & Non Escrow, Zero down, Conventional
  • Costs associated with buying, Down payment, Closing Costs, Terms, Points, Liens, Predatory Lending
  • Life as a Home Owner
  • • Avoiding foreclosure, Maintenance
    • What to expect