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  • ABC's of Homebuying - April 2019 (CANCELED)

Democracy in Housing

ABC's of Homebuying - April 2019 (CANCELED)

  • 13 Apr 2019
  • 9:00 AM
  • Good Hope Missionary Baptist Church, 3015 N. MacGregor Way, Houston, TX 77004



The Houston Real Estate Association launched our ABCs of Home Buying Classes in 2005 and it has been a huge success.  We offer one of the only free Home Buying Education classes where each class participant receives a certificate that may help them qualify to obtain down payment assistance from HUD programs. Our class curriculum includes:

  • Preparing to Buy a Home
    • Choosing a Realtor: Realtor’s role
    • Analyzing your finances: Budget, Savings needed, Monthly Payments
  • Shopping for a Home
    • Your rights as a consumer: Deciding-Area, Size, Type of home
    • The offer: Inspections, Title, Closing Documents
  • Obtaining a Mortgage
    • Credit, How to get approved, How underwriting works
    • Types of Loans: Arms, FHA/VA, Escrow & Non Escrow, Zero down, Conventional
    • Costs associated with buying, Down payment, Closing Costs, Terms, Points, Liens, Predatory Lending
    • Life as a Home Owner
      • Avoiding foreclosure, Maintenance
      • What to expect

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